Solutions/Fintech

Fintech built for regulators,
not just for demos.

Payments, lending, ledgers and fraud detection — engineered to bank-grade security standards from day one, not bolted on the week before launch.

PCI-DSS aligned architecture
RBI & NPCI-aware for India
SOC 2-ready audit logging
4291 •••• •••• 0021PAROKSYA PAY
TXN-88213₹42,500.00SETTLED
TXN-88214₹1,20,000.00SETTLED
TXN-88215₹8,750.00PROCESSING
TXN-88216₹3,15,000.00SETTLED
Not a template
Custom ledger & payment logic
Not a black box
Full audit trail on every transaction
Not slow to launch
Compliance built in from day one
Not locked in
You own the codebase and the data

[ What we build ]

Six fintech verticals.
One audit trail.

Every transaction is logged, every decision is traceable — built for the day a regulator asks to see the data.

Payments & Payment Gateways

Custom checkout, split payments and payout systems integrated with UPI, Razorpay, Stripe and card rails.

UPIRazorpayStripePayouts

KYC & AML Onboarding

Digital identity verification, document checks and risk scoring built into your onboarding flow, not a separate portal.

Aadhaar eKYCPAN verificationRisk scoring

Core Banking & Ledger Systems

Double-entry ledgers, account structures and reconciliation engines built to hold up under audit.

Double-entryReconciliationMulti-currency

Lending & Credit Engines

Underwriting rules, credit scoring models and repayment schedules for loan and BNPL products.

Credit scoringUnderwritingEMI engines

Wealth & Trading Platforms

Portfolio tracking, order routing and reporting infrastructure for investment and trading products.

Portfolio engineOrder routingReporting

Fraud & Risk Detection

Real-time transaction monitoring with rule-based and ML risk scoring to catch fraud before it settles.

Real-time monitoringML risk scoringRules engine

[ Compliance posture ]

Built to the standard,
not around it.

PCI-DSS
Card data handling
RBI Guidelines
India payment compliance
ISO 27001
Information security
SOC 2 Type II
Audit-ready logging

[ Tech stack ]

Infrastructure that
holds up under load.

Event-driven, idempotent and reconciled by design — money systems don't get a second chance to be right.

Node.js / .NET Core
Core banking logic
PostgreSQL
Ledger & transaction store
UPI / Razorpay / Stripe
Payment rails
Kafka
Event streaming
Redis
Rate limiting & sessions
HashiCorp Vault
Secrets & key management
AWS / Azure
Infrastructure
Grafana
Real-time monitoring

[ FAQ ]

Fintech questions.
Straight answers.

Ask us directly

Yes — UPI, NPCI-linked rails, Razorpay, Cashfree and card networks are all standard integrations for us, alongside Stripe for international payments.

Ready to build fintech
that passes audit day one?

Free discovery call. We map your compliance requirements before we map your architecture.

Start fintech projectSchedule a call

Discovery is always free.